􀂃 Must comply with the Arizona Consumer Fraud Act.

􀂃 Must engage in truthful advertising.

􀂃 Cannot do business with consumers who are in or facing foreclosure unless they also provide the consumers with materials listing local foreclosure prevention and counseling resources in English and Spanish.

􀂃 Cannot misrepresent the nature of Harvest’s business (e.g. they cannot represent themselves as a debt management company or real estate brokerage if it is untruthful) or the value of the consumers’ properties or the cost of repairs.

􀂃 Cannot conceal transfers of property from lenders or others.

􀂃 Cannot engage in "subject to" transactions without strict protective measures and full disclosure of all of the facts and consequences of such a transaction, including notifying the lender of the sale.

Assistant Attorney General Vince Rabago handled this case. Copies of the complaint and consent judgment are available on the Attorney General’s Web site, www.azag.gov. For more information, please contact Anne Hilby at (602) 542-8019.

If you believe you have been a victim of fraud, please contact the Attorney General’s Office in Phoenix at 602.542.5763, in Tucson at 520.628.6504 or outside the Phoenix and Tucson metro areas at 1.800.352.8431. An online complaint form is also posted on the Attorney General’s Web site.

The state of Arizona offers numerous resources for Arizona homeowners facing foreclosure. For assistance, go to the Attorney General’s Web site and click on "Foreclosure Help" or call the Arizona Foreclosure Helpline at (877) 448-1211.