http://www.foreclosurefraudalert.com/GoogleSitemap.xml Foreclosure Fraud Alert-Maryland Foreclosure Protection Act Part 1

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Maryland’s New Mortgage Lending and Foreclosure Laws

Governor Martin O’Malley

Secretary Thomas E. Perez, Department of Labor, Licensing and Regulation

Foreclosures to Rise in 2008 and 2009

More than 30,000 adjustable rate mortgages (ARMs) will reset in 2008 in Maryland.

Between the 1st quarter of 2007 and the 4th quarter of 2009, it is estimated that 25,057 subprime mortgages in Maryland will go into foreclosure.

Foreclosure Facts– Subprime Loans and Race

Data shows that minority homeowners are more likely to have subprime loans. Subprime loans are 5 times more likely to go into default and foreclosure:

54% of African Americans have subprime loans
47% of Hispanics have subprime loans
18% of Whites have subprime loans

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◦ The Legislative Labyrinth of HB 2791 - WA New Law

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